Private & Hard Money Lenders in Salem County, NJ
11 lenders funded 61 short-term investment-property loans in Salem County in 2024 at a median rate of 11.49%. Ranked by verified loan volume — not paid placement.
Salem County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 25 | 11.49% | 2 |
| 2 | Loan Funder LLC | 9 | 11.25% | 14 |
| 3 | RF Renovo Management Company, LLC | 9 | 10.25% | 8 |
| 4 | ABL RPC Residential Credit Acquisition LLC | 5 | 14.13% | 1 |
| 5 | RPE Home, Inc | 4 | 14.50% | — |
| 6 | Easy Street Capital LLC | 2 | — | — |
| 7 | Genesis Capital, LLC | 2 | — | — |
| 8 | LIMA ONE CAPITAL, LLC | 2 | — | — |
| 9 | Dominion Financial Services, LLC | 1 | — | 2 |
| 10 | Arbor Realty Trust, Inc. | 1 | — | — |
| 11 | LendingOne LLC | 1 | — | — |
DSCR / long-term rental lenders in Salem County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
11 lenders reported short-term, business-purpose investment loans in Salem County in 2024 verified lending records — 61 loans totaling $14.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Salem County's active lenders was 11.49% in 2024, with per-lender medians ranging from 10.25% to 14.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.