Private & Hard Money Lenders in Middlesex County, NJ
13 lenders funded 106 short-term investment-property loans in Middlesex County in 2024 at a median rate of 11.00%. Ranked by verified loan volume — not paid placement.
Middlesex County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 34 | 10.45% | 1 |
| 2 | Loan Funder LLC | 33 | 11.25% | 7 |
| 3 | ABL RPC Residential Credit Acquisition LLC | 11 | 13.38% | 2 |
| 4 | Genesis Capital, LLC | 6 | 9.25% | — |
| 5 | Temple View Capital Funding LP | 5 | 11.00% | 2 |
| 6 | LendingOne LLC | 4 | 10.99% | 5 |
| 7 | Provident Bank | 4 | 9.50% | 2 |
| 8 | PLANET MANAGMENT GROUP, LLC | 3 | 11.00% | — |
| 9 | RF Renovo Management Company, LLC | 2 | — | — |
| 10 | Ice Lender Holdings LLC | 1 | — | 4 |
| 11 | VALLEY NATIONAL BANK | 1 | — | 3 |
| 12 | BPL Mortgage, LLC | 1 | — | 2 |
| 13 | Emigrant Funding Corporation | 1 | — | 1 |
DSCR / long-term rental lenders in Middlesex County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
13 lenders reported short-term, business-purpose investment loans in Middlesex County in 2024 verified lending records — 106 loans totaling $68.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Middlesex County's active lenders was 11.00% in 2024, with per-lender medians ranging from 9.25% to 13.38%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.