Private & Hard Money Lenders in Gloucester County, NJ
15 lenders funded 113 short-term investment-property loans in Gloucester County in 2024 at a median rate of 10.99%. Ranked by verified loan volume — not paid placement.
Gloucester County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 55 | 10.99% | 24 |
| 2 | RF Renovo Management Company, LLC | 29 | 10.25% | 15 |
| 3 | Loan Funder LLC | 8 | 10.99% | 17 |
| 4 | LendingOne LLC | 3 | 10.99% | 7 |
| 5 | LIMA ONE CAPITAL, LLC | 3 | 12.20% | 4 |
| 6 | Temple View Capital Funding LP | 3 | 11.00% | 2 |
| 7 | Dominion Financial Services, LLC | 2 | — | 3 |
| 8 | Easy Street Capital LLC | 2 | — | — |
| 9 | PeoplesBank | 2 | — | — |
| 10 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 6 |
| 11 | ABL RPC Residential Credit Acquisition LLC | 1 | — | 1 |
| 12 | CITIZENS & NORTHERN BANK | 1 | — | — |
| 13 | Genesis Capital, LLC | 1 | — | — |
| 14 | S&T Bank | 1 | — | — |
| 15 | Secured Investment Corp | 1 | — | — |
DSCR / long-term rental lenders in Gloucester County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
15 lenders reported short-term, business-purpose investment loans in Gloucester County in 2024 verified lending records — 113 loans totaling $43.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Gloucester County's active lenders was 10.99% in 2024, with per-lender medians ranging from 10.25% to 12.20%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.