Private & Hard Money Lenders in Hudson County, NJ
16 lenders funded 135 short-term investment-property loans in Hudson County in 2024 at a median rate of 11.25%. Ranked by verified loan volume — not paid placement.
Hudson County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 52 | 11.00% | 22 |
| 2 | ABL RPC Residential Credit Acquisition LLC | 27 | 11.00% | 5 |
| 3 | KIAVI FUNDING, INC. | 19 | 11.49% | 2 |
| 4 | RF Renovo Management Company, LLC | 9 | 11.25% | 14 |
| 5 | Temple View Capital Funding LP | 6 | 12.00% | — |
| 6 | Provident Bank | 5 | 6.50% | 9 |
| 7 | Ice Lender Holdings LLC | 4 | 12.00% | 10 |
| 8 | VELOCITY COMMERCIAL CAPITAL LLC | 2 | — | 19 |
| 9 | Bayport Funding LLC | 2 | — | — |
| 10 | Conventus Lending LLC | 2 | — | — |
| 11 | Emigrant Funding Corporation | 2 | — | — |
| 12 | BPL Mortgage, LLC | 1 | — | 12 |
| 13 | UNITY BANK | 1 | — | 5 |
| 14 | LendingOne LLC | 1 | — | 2 |
| 15 | PGIM Real Estate Finance, LLC | 1 | — | 1 |
| 16 | Dominion Financial Services, LLC | 1 | — | — |
DSCR / long-term rental lenders in Hudson County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
16 lenders reported short-term, business-purpose investment loans in Hudson County in 2024 verified lending records — 135 loans totaling $255.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Hudson County's active lenders was 11.25% in 2024, with per-lender medians ranging from 6.50% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.