Citizens Bank

155th of 889 lenders by loans funded, 2024¹

Short‑term investment‑property lender, active across Tennessee and Kentucky.

Loans funded432024, terms of 36 months or less

Principal originated$10M2024, at origination

Median note rate²8.75%6 counties reporting

Counties192 states

Where the money went

Tennessee carried 95.3% of the year's loans. Every county with activity is in the ledger below.

15loans in a countythe three busiest countiesstates with loans

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#	County	Loans	Share	Principal	Median rate²	vs. lender²
01	Putnam County, TN	9	20.9%	$2M	8.75%	0.00
02	Sumner County, TN	6	14.0%	$1M	9.45%	+0.70
03	Clay County, TN	3	7.0%	$1M	8.50%	−0.25
04	Macon County, TN	3	7.0%	$375K	8.35%	−0.40
05	Overton County, TN	3	7.0%	$355K	8.65%	−0.10
06	Wilson County, TN	3	7.0%	$935K	8.95%	+0.20
07	Coffee County, TN	2	4.7%	$470K	—	—
08	Davidson County, TN	2	4.7%	$380K	—	—
09	DeKalb County, TN	2	4.7%	$180K	—	—
10	Allen County, KY	1	2.3%	$85K	—	—
11	Bedford County, TN	1	2.3%	$145K	—	—
12	Cannon County, TN	1	2.3%	$325K	—	—
13	Fentress County, TN	1	2.3%	$85K	—	—
14	Lewis County, TN	1	2.3%	$185K	—	—
15	Marion County, TN	1	2.3%	$175K	—	—
16	Monroe County, KY	1	2.3%	$95K	—	—
17	Rutherford County, TN	1	2.3%	$685K	—	—
18	Smith County, TN	1	2.3%	$225K	—	—
19	Trousdale County, TN	1	2.3%	$465K	—	—
	Total	43	100.0%	$10M	8.75%lender median

1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.