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Private & Hard Money Lenders in Decatur County, GA

4 lenders funded 5 short-term investment-property loans in Decatur County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
5$4.9M
Median note rate
DSCR / rental loans
8

Decatur County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1LIMA ONE CAPITAL, LLC2
2Ameris Bank1
3Colony Bank1
4RPE Home, Inc1

DSCR / long-term rental lenders in Decatur County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

21ST MORTGAGE · 3First Technology Credit Union · 1LOGAN FINANCE CORPORATION · 1Mutual of Omaha Mortgage · 1PEOPLESSOUTH BANK · 1REGIONS BANK · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Decatur Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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