Private & Hard Money Lenders in Houston County, GA
9 lenders funded 28 short-term investment-property loans in Houston County in 2024 at a median rate of 11.20%. Ranked by verified loan volume — not paid placement.
Houston County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 11 | 11.50% | 15 |
| 2 | Robins Financial Credit Union | 5 | 7.50% | 13 |
| 3 | LIMA ONE CAPITAL, LLC | 3 | 11.20% | 7 |
| 4 | Loan Funder LLC | 2 | — | 5 |
| 5 | Cadence Bank | 2 | — | 3 |
| 6 | Easy Street Capital LLC | 2 | — | — |
| 7 | Dominion Financial Services, LLC | 1 | — | 4 |
| 8 | Colony Bank | 1 | — | 3 |
| 9 | RENASANT BANK | 1 | — | 1 |
DSCR / long-term rental lenders in Houston County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
9 lenders reported short-term, business-purpose investment loans in Houston County in 2024 verified lending records — 28 loans totaling $4.1M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Houston County's active lenders was 11.20% in 2024, with per-lender medians ranging from 7.50% to 11.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.