Private & Hard Money Lenders in Gwinnett County, GA
22 lenders funded 123 short-term investment-property loans in Gwinnett County in 2024 at a median rate of 10.95%. Ranked by verified loan volume — not paid placement.
Gwinnett County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 38 | 10.95% | 8 |
| 2 | Easy Street Capital LLC | 34 | 10.90% | — |
| 3 | LIMA ONE CAPITAL, LLC | 13 | 10.25% | 4 |
| 4 | Loan Funder LLC | 10 | 11.25% | 5 |
| 5 | LendingOne LLC | 6 | 9.99% | 7 |
| 6 | Temple View Capital Funding LP | 4 | 12.50% | 3 |
| 7 | Dominion Financial Services, LLC | 2 | — | 4 |
| 8 | Conventus Lending LLC | 2 | — | — |
| 9 | ABL RPC Residential Credit Acquisition LLC | 1 | — | 3 |
| 10 | RENASANT BANK | 1 | — | 3 |
| 11 | SouthState Bank, N.A. | 1 | — | 3 |
| 12 | Cadence Bank | 1 | — | 1 |
| 13 | First American Bank | 1 | — | 1 |
| 14 | 212 Loans, LLC | 1 | — | — |
| 15 | Armed Forces Bank, N.A. | 1 | — | — |
| 16 | Associated Bank NA | 1 | — | — |
| 17 | Assurance Financial Group, L.L.C. | 1 | — | — |
| 18 | Churchill Funding I LLC | 1 | — | — |
| 19 | Merchants Mortgage & Trust Corporation | 1 | — | — |
| 20 | River Bank & Trust | 1 | — | — |
| 21 | RPE Home, Inc | 1 | — | — |
| 22 | Sundae Funding | 1 | — | — |
DSCR / long-term rental lenders in Gwinnett County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
22 lenders reported short-term, business-purpose investment loans in Gwinnett County in 2024 verified lending records — 123 loans totaling $95.7M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Gwinnett County's active lenders was 10.95% in 2024, with per-lender medians ranging from 9.99% to 12.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.