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Lender directory

Private & Hard Money Lenders in Habersham County, GA

3 lenders funded 4 short-term investment-property loans in Habersham County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
4$650,000
Median note rate
DSCR / rental loans
19

Habersham County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1KIAVI FUNDING, INC.2
2SouthState Bank, N.A.12
3Loan Funder LLC1

DSCR / long-term rental lenders in Habersham County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

United Wholesale Mortgage · 521ST MORTGAGE · 3SENTE MORTGAGE, INC. · 2ANGEL OAK MORTGAGE SOLUTIONS LLC · 1BETHPAGE FEDERAL CREDIT UNION · 1Countybank · 1FAIRWAY INDEPENDENT MORT CORP · 1GUILD MORTGAGE COMPANY · 1HomeBridge Financial Services, Inc · 1OCMBC, INC. · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Habersham Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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