Private & Hard Money Lenders in Cherokee County, GA
12 lenders funded 35 short-term investment-property loans in Cherokee County in 2024 at a median rate of 11.24%. Ranked by verified loan volume — not paid placement.
Cherokee County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 17 | 11.24% | 7 |
| 2 | Easy Street Capital LLC | 5 | 11.90% | — |
| 3 | Temple View Capital Funding LP | 3 | 10.00% | — |
| 4 | Archwest Funding | 2 | — | — |
| 5 | RENASANT BANK | 1 | — | 8 |
| 6 | LIMA ONE CAPITAL, LLC | 1 | — | 4 |
| 7 | LendingOne LLC | 1 | — | 2 |
| 8 | Loan Funder LLC | 1 | — | 2 |
| 9 | Dominion Financial Services, LLC | 1 | — | 1 |
| 10 | American Heritage Lending, LLC | 1 | — | — |
| 11 | ARVEST BANK | 1 | — | — |
| 12 | US BANK, N.A. | 1 | — | — |
DSCR / long-term rental lenders in Cherokee County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
12 lenders reported short-term, business-purpose investment loans in Cherokee County in 2024 verified lending records — 35 loans totaling $21.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Cherokee County's active lenders was 11.24% in 2024, with per-lender medians ranging from 10.00% to 11.90%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.