Private & Hard Money Lenders in Cobb County, GA
19 lenders funded 260 short-term investment-property loans in Cobb County in 2024 at a median rate of 10.74%. Ranked by verified loan volume — not paid placement.
Cobb County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 101 | 10.74% | 17 |
| 2 | LendingOne LLC | 61 | 9.74% | 17 |
| 3 | LIMA ONE CAPITAL, LLC | 37 | 9.10% | 4 |
| 4 | Easy Street Capital LLC | 24 | 10.90% | — |
| 5 | Loan Funder LLC | 10 | 10.99% | 6 |
| 6 | Temple View Capital Funding LP | 5 | 10.50% | 3 |
| 7 | Sundae Funding | 4 | 11.00% | — |
| 8 | Dominion Financial Services, LLC | 3 | 12.00% | 2 |
| 9 | RENASANT BANK | 3 | 8.00% | — |
| 10 | 212 Loans, LLC | 2 | — | — |
| 11 | RPE Home, Inc | 2 | — | — |
| 12 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 9 |
| 13 | SouthState Bank, N.A. | 1 | — | 5 |
| 14 | Churchill Funding I LLC | 1 | — | — |
| 15 | Conventus Lending LLC | 1 | — | — |
| 16 | Merchants Mortgage & Trust Corporation | 1 | — | — |
| 17 | PrimeSouth Bank | 1 | — | — |
| 18 | ReadyCap Commercial LLC | 1 | — | — |
| 19 | RF Renovo Management Company, LLC | 1 | — | — |
DSCR / long-term rental lenders in Cobb County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
19 lenders reported short-term, business-purpose investment loans in Cobb County in 2024 verified lending records — 260 loans totaling $166.9M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Cobb County's active lenders was 10.74% in 2024, with per-lender medians ranging from 8.00% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.