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Lender directory

Private & Hard Money Lenders in Los Angeles County, CA

54 lenders funded 2,518 short-term investment-property loans in Los Angeles County in 2024 at a median rate of 10.50%. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
2,518$3388.3M
Median note rate
10.50%7.0–14.0%
DSCR / rental loans
7,209

Los Angeles County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1KIAVI FUNDING, INC.67310.75%10
2Genesis Capital, LLC3109.50%—
3VAL-CHRIS INVESTMENTS INC.21813.50%11
4Easy Street Capital LLC20310.50%—
5Merchants Mortgage & Trust Corporation18810.00%—
6Conventus Lending LLC14110.50%10
7Arixa Enhanced Income Fund, LP11410.50%—
8Loan Funder LLC9710.75%13
9Sundae Funding9710.25%—
10Equity Wave Lending, Inc.9012.50%2
11Mackillie Inc5311.00%2
12Arixa Secured Income Fund, LLC3610.50%—
13Churchill Funding I LLC2810.50%13
14Temple View Capital Funding LP2610.50%3
15VELOCITY COMMERCIAL CAPITAL LLC2210.74%88
16Archwest Funding2010.38%19
17Insignia Capital Corp.2010.95%3
18PrideCo Loans, Inc.1910.50%—
19North Coast Financial, Inc.1810.75%1
20LIMA ONE CAPITAL, LLC1610.55%1
21RF Renovo Management Company, LLC1510.00%3
22Commercial Loan Corporation1511.99%—
23Mortgage Vintage, Inc.1313.99%—
24ROYAL BUSINESS BANK117.75%12
25Colorado Federal Savings Bank89.00%—
26MidFirst Bank78.25%165
27LendingOne LLC710.99%2
28LANTZMAN MANAGEMENT INC612.00%16
29American Heritage Lending, LLC511.00%24
30First Bridge Funding, Inc510.25%—
31Change Lending, LLC411.50%101
32Dominion Financial Services, LLC411.00%3
33Citibank, NA37.04%51
34JPMorgan Chase Bank, NA2—1,086
35Lument Structured Finance, LLC2——
36Merchants Bank of Indiana2——
37Nikkei Credit Union2——
38Washington Trust Bank2——
39US BANK, N.A.1—172
40CATHAY BANK1—71
41City First Bank, National Association1—50
42The Golden 1 Credit Union1—32
43Axos Bank1—29
44CTBC Bank USA1—13
45FAY SERVICING LLC1—6
46ReadyCap Commercial LLC1—6
47First Bank1—2
48TRI COUNTIES BANK1—2
49BMO Harris Bank NA1——
50Fox Communities Credit Union1——
51Metropolitan Life Insurance Co1——
52Mid Valley Services Inc1——
53Morgan Stanley Private Bank NA1——
54Old Second National Bank1——

DSCR / long-term rental lenders in Los Angeles County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

United Wholesale Mortgage · 728OCMBC, INC. · 436EAST WEST BANK · 351AmWest Funding Corp · 137SCHOOLSFIRST FCU · 119HomeXpress Mortgage Corp. · 117Kind Lending, LLC · 111AMERITRUST MORTGAGE CORPORATION · 103Bank of America NA · 103Hometown Equity Mortgage, LLC · 100PENNYMAC LOAN SERVICES LLC · 97Citadel Servicing Corporation · 93NEXERA HOLDING LLC · 87LOGAN FINANCE CORPORATION · 83GUARANTEED RATE, INC. · 76HomeBridge Financial Services, Inc · 73CROSSCOUNTRY MORTGAGE, LLC · 72MK LENDING CORP · 69ANGEL OAK MORTGAGE SOLUTIONS LLC · 67AAA Capital Investment, Inc · 66
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Los Angeles Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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