Private & Hard Money Lenders in New Mexico
18 lenders funded 106 short-term investment-property loans ($33M) across New Mexico in 2024, at a median note rate of 11.00%. Ranked by verified loan volume — not paid placement.
2024 verified lending records·Pulled 2026-09-01
Top 10 hard money lenders in New Mexico by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | American Heritage Lending, LLC | 23 | 12.00% |
| 2 | Loan Funder LLC | 18 | 10.99% |
| 3 | SUNWARD | 11 | 7.50% |
| 4 | HTLF BANK | 9 | 8.75% |
| 5 | Temple View Capital Funding LP | 7 | 12.00% |
| 6 | Dominion Financial Services, LLC | 5 | 11.00% |
| 7 | LendingOne LLC | 5 | 11.49% |
| 8 | RPE Home, Inc | 5 | 11.00% |
| 9 | FIRST AMERICAN BANK | 4 | — |
| 10 | LIMA ONE CAPITAL, LLC | 3 | — |
New Mexico hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Bernalillo County
10 lenders · 54 loans
Sandoval County
5 lenders · 13 loans
Santa Fe County
7 lenders · 9 loans
Doña Ana County
5 lenders · 6 loans
Chaves County
3 lenders · 5 loans
Otero County
4 lenders · 4 loans
Valencia County
3 lenders · 3 loans
Limited 2024 activity (1–2 reporting lenders): Curry County, San Juan County, Eddy County, Lea County, Lincoln County, Los Alamos County, McKinley County, Roosevelt County. These counties are typically served by the statewide lenders above.