Private & Hard Money Lenders in Otero County, NM
4 lenders funded 4 short-term investment-property loans in Otero County in 2024. Ranked by verified loan volume — not paid placement.
Otero County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | LendingOne LLC | 1 | — | 6 |
| 2 | FIRST AMERICAN BANK | 1 | — | 1 |
| 3 | LIMA ONE CAPITAL, LLC | 1 | — | — |
| 4 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | — |
DSCR / long-term rental lenders in Otero County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
4 lenders reported short-term, business-purpose investment loans in Otero County in 2024 verified lending records — 4 loans totaling $960,000. Smaller local lenders below public reporting thresholds may also operate here.
Not enough loans in 2024 filings carried a disclosed rate to publish a reliable figure for Otero County.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.