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Lender directory

Private & Hard Money Lenders in Doña Ana County, NM

5 lenders funded 6 short-term investment-property loans in Doña Ana County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
6$2.0M
Median note rate
DSCR / rental loans
130

Doña Ana County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1CITIZENS BANK OF LAS CRUCES232
2FIRST AMERICAN BANK15
3American Heritage Lending, LLC13
4Armed Forces Bank, N.A.1
5RPE Home, Inc1

DSCR / long-term rental lenders in Doña Ana County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

United Wholesale Mortgage · 9CROSSCOUNTRY MORTGAGE, LLC · 8NEXERA HOLDING LLC · 8HomeXpress Mortgage Corp. · 5Change Lending, LLC · 3Nationstar Mortgage · 3SUNWARD · 3American Internet Mortgage, Inc. · 2American Pacific Mortgage Corporation · 2GUILD MORTGAGE COMPANY · 2Hometown Equity Mortgage, LLC · 2JPMorgan Chase Bank, NA · 2LENDSURE MORTGAGE CORP. · 2LOANDEPOT.COM, LLC · 2Navy Federal Credit Union · 2NUSENDA FEDERAL CREDIT UNION · 2PRIMELENDING · 2US BANK, N.A. · 2WATERSTONE MORTGAGE CORPORATION · 2A&D MORTGAGE LLC · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Doña Ana Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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