Private & Hard Money Lenders in Pinellas County, FL
37 lenders funded 539 short-term investment-property loans in Pinellas County in 2024 at a median rate of 11.00%. Ranked by verified loan volume — not paid placement.
Pinellas County hard money lenders by 2024 loan count
DSCR / long-term rental lenders in Pinellas County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
37 lenders reported short-term, business-purpose investment loans in Pinellas County in 2024 verified lending records — 539 loans totaling $242.7M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Pinellas County's active lenders was 11.00% in 2024, with per-lender medians ranging from 8.50% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.