Private & Hard Money Lenders in Duval County, FL
28 lenders funded 422 short-term investment-property loans in Duval County in 2024 at a median rate of 11.20%. Ranked by verified loan volume — not paid placement.
Duval County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 219 | 11.20% | 91 |
| 2 | 212 Loans, LLC | 56 | 11.99% | — |
| 3 | Loan Funder LLC | 30 | 11.25% | 27 |
| 4 | RF Renovo Management Company, LLC | 16 | 10.25% | 21 |
| 5 | RPE Home, Inc | 15 | 12.00% | — |
| 6 | LIMA ONE CAPITAL, LLC | 12 | 11.00% | 17 |
| 7 | Direct Lending Partners LLC | 12 | 12.50% | — |
| 8 | LendingOne LLC | 11 | 10.25% | 19 |
| 9 | Easy Street Capital LLC | 10 | 10.90% | — |
| 10 | Dominion Financial Services, LLC | 8 | 11.00% | 14 |
| 11 | Genesis Capital, LLC | 4 | 9.99% | — |
| 12 | American Heritage Lending, LLC | 3 | 11.75% | 19 |
| 13 | ABL RPC Residential Credit Acquisition LLC | 3 | 14.88% | 6 |
| 14 | Temple View Capital Funding LP | 3 | 10.50% | 6 |
| 15 | BPL Mortgage, LLC | 2 | — | 44 |
| 16 | Ameris Bank | 2 | — | 16 |
| 17 | VELOCITY COMMERCIAL CAPITAL LLC | 2 | — | 5 |
| 18 | Conventus Lending LLC | 2 | — | 1 |
| 19 | Secured Investment Corp | 2 | — | — |
| 20 | VAL-CHRIS INVESTMENTS INC. | 2 | — | — |
| 21 | CAPITAL CITY BANK | 1 | — | — |
| 22 | Churchill Funding I LLC | 1 | — | — |
| 23 | Colony Bank | 1 | — | — |
| 24 | FLORIDA CAPITAL BANK, N.A | 1 | — | — |
| 25 | Merchants Mortgage & Trust Corporation | 1 | — | — |
| 26 | ReadyCap Commercial LLC | 1 | — | — |
| 27 | SouthState Bank, N.A. | 1 | — | — |
| 28 | Sundae Funding | 1 | — | — |
DSCR / long-term rental lenders in Duval County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
28 lenders reported short-term, business-purpose investment loans in Duval County in 2024 verified lending records — 422 loans totaling $215.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Duval County's active lenders was 11.20% in 2024, with per-lender medians ranging from 9.99% to 14.88%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.