Private & Hard Money Lenders in Cuyahoga County, OH
24 lenders funded 478 short-term investment-property loans in Cuyahoga County in 2024 at a median rate of 11.25%. Ranked by verified loan volume — not paid placement.
Cuyahoga County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 255 | 11.50% | 171 |
| 2 | Loan Funder LLC | 81 | 11.25% | 152 |
| 3 | MM Lending, LLC | 34 | 12.00% | — |
| 4 | RF Renovo Management Company, LLC | 27 | 10.25% | 28 |
| 5 | RPE Home, Inc | 19 | 11.25% | — |
| 6 | LIMA ONE CAPITAL, LLC | 14 | 11.45% | 98 |
| 7 | LendingOne LLC | 13 | 10.49% | 26 |
| 8 | VELOCITY COMMERCIAL CAPITAL LLC | 7 | 10.49% | 74 |
| 9 | Dominion Financial Services, LLC | 4 | 11.00% | 28 |
| 10 | Easy Street Capital LLC | 4 | 10.90% | — |
| 11 | Temple View Capital Funding LP | 3 | 11.00% | 2 |
| 12 | Hilton Financial Corporation | 3 | 12.00% | 1 |
| 13 | Conventus Lending LLC | 2 | — | 3 |
| 14 | Merchants Mortgage & Trust Corporation | 2 | — | — |
| 15 | Archwest Funding | 1 | — | 19 |
| 16 | PNC BANK N.A. | 1 | — | 16 |
| 17 | CoreVest American Finance Lender LLC | 1 | — | 11 |
| 18 | PREMIER BANK | 1 | — | 9 |
| 19 | ABL RPC Residential Credit Acquisition LLC | 1 | — | 5 |
| 20 | Equity Bank | 1 | — | — |
| 21 | Genesis Capital, LLC | 1 | — | — |
| 22 | NEXTIER BANK, N.A. | 1 | — | — |
| 23 | Secured Investment Corp | 1 | — | — |
| 24 | Sundae Funding | 1 | — | — |
DSCR / long-term rental lenders in Cuyahoga County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
24 lenders reported short-term, business-purpose investment loans in Cuyahoga County in 2024 verified lending records — 478 loans totaling $95.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Cuyahoga County's active lenders was 11.25% in 2024, with per-lender medians ranging from 10.25% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.