Private & Hard Money Lenders in Licking County, OH
9 lenders funded 34 short-term investment-property loans in Licking County in 2024 at a median rate of 11.49%. Ranked by verified loan volume — not paid placement.
Licking County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 16 | 11.49% | 5 |
| 2 | The Community Bank | 8 | 8.25% | 19 |
| 3 | MM Lending, LLC | 3 | 12.00% | — |
| 4 | FIRST FEDERAL S&L OF NEWARK | 2 | — | 18 |
| 5 | Heartland Bank | 1 | — | 1 |
| 6 | Genesis Capital, LLC | 1 | — | — |
| 7 | Loan Funder LLC | 1 | — | — |
| 8 | RF Renovo Management Company, LLC | 1 | — | — |
| 9 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Licking County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
9 lenders reported short-term, business-purpose investment loans in Licking County in 2024 verified lending records — 34 loans totaling $7.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Licking County's active lenders was 11.49% in 2024, with per-lender medians ranging from 8.25% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.