Private & Hard Money Lenders in Washington
59 lenders funded 1,325 short-term investment-property loans ($1.6B) across Washington in 2024, at a median note rate of 10.75%. Ranked by verified loan volume — not paid placement.
2024 verified lending records·Pulled 2026-09-01
Top 10 hard money lenders in Washington by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | EASTSIDE FUNDING LLC | 512 | 12.50% |
| 2 | KIAVI FUNDING, INC. | 206 | 11.49% |
| 3 | Genesis Capital, LLC | 121 | 10.77% |
| 4 | Merchants Mortgage & Trust Corporation | 111 | 10.50% |
| 5 | Conventus Lending LLC | 103 | 10.50% |
| 6 | LIMA ONE CAPITAL, LLC | 41 | 10.95% |
| 7 | Washington Trust Bank | 30 | 9.00% |
| 8 | Loan Funder LLC | 29 | 11.75% |
| 9 | RF Renovo Management Company, LLC | 29 | 10.25% |
| 10 | Temple View Capital Funding LP | 13 | 10.50% |
Washington hard money lending by county
Counties with at least 3 active lenders have a full directory page.
King County
34 lenders · 584 loans
Pierce County
20 lenders · 213 loans
Snohomish County
15 lenders · 159 loans
Spokane County
10 lenders · 77 loans
Thurston County
12 lenders · 54 loans
Clark County
11 lenders · 36 loans
Kitsap County
5 lenders · 34 loans
Whatcom County
11 lenders · 23 loans
Mason County
4 lenders · 22 loans
Benton County
6 lenders · 19 loans
Island County
4 lenders · 18 loans
Skagit County
7 lenders · 16 loans
Cowlitz County
6 lenders · 12 loans
Yakima County
6 lenders · 11 loans
Grays Harbor County
4 lenders · 9 loans
Kittitas County
4 lenders · 4 loans
Douglas County
3 lenders · 3 loans
Limited 2024 activity (1–2 reporting lenders): Grant County, San Juan County, Clallam County, Lewis County, Chelan County, Lincoln County, Okanogan County, Pend Oreille County, Stevens County, Whitman County. These counties are typically served by the statewide lenders above.