Private & Hard Money Lenders in Clark County, WA
11 lenders funded 36 short-term investment-property loans in Clark County in 2024 at a median rate of 10.99%. Ranked by verified loan volume — not paid placement.
Clark County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 12 | 11.95% | — |
| 2 | LIMA ONE CAPITAL, LLC | 7 | 10.95% | — |
| 3 | Merchants Mortgage & Trust Corporation | 5 | 10.50% | — |
| 4 | 212 Loans, LLC | 3 | 10.99% | — |
| 5 | RF Renovo Management Company, LLC | 2 | — | — |
| 6 | RPE Home, Inc | 2 | — | — |
| 7 | COLUMBIA CREDIT UNION | 1 | — | 6 |
| 8 | HERITAGE BANK | 1 | — | 5 |
| 9 | Washington Trust Bank | 1 | — | 1 |
| 10 | Dominion Financial Services, LLC | 1 | — | — |
| 11 | Loan Funder LLC | 1 | — | — |
DSCR / long-term rental lenders in Clark County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
11 lenders reported short-term, business-purpose investment loans in Clark County in 2024 verified lending records — 36 loans totaling $26.1M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Clark County's active lenders was 10.99% in 2024, with per-lender medians ranging from 10.50% to 11.95%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.