Private & Hard Money Lenders in Spokane County, WA
10 lenders funded 77 short-term investment-property loans in Spokane County in 2024 at a median rate of 10.45%. Ranked by verified loan volume — not paid placement.
Spokane County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 43 | 10.45% | 3 |
| 2 | RF Renovo Management Company, LLC | 9 | 10.25% | 9 |
| 3 | Washington Trust Bank | 8 | 9.00% | 22 |
| 4 | Conventus Lending LLC | 7 | 11.49% | — |
| 5 | Secured Investment Corp | 5 | 12.49% | — |
| 6 | US BANK, N.A. | 1 | — | 3 |
| 7 | BOKF NA | 1 | — | — |
| 8 | EASTSIDE FUNDING LLC | 1 | — | — |
| 9 | RPE Home, Inc | 1 | — | — |
| 10 | Stockman Bank of Montana | 1 | — | — |
DSCR / long-term rental lenders in Spokane County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Spokane County in 2024 verified lending records — 77 loans totaling $55.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Spokane County's active lenders was 10.45% in 2024, with per-lender medians ranging from 9.00% to 12.49%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.