Private & Hard Money Lenders in Snohomish County, WA
15 lenders funded 159 short-term investment-property loans in Snohomish County in 2024 at a median rate of 10.95%. Ranked by verified loan volume — not paid placement.
Snohomish County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | EASTSIDE FUNDING LLC | 94 | 12.50% | — |
| 2 | KIAVI FUNDING, INC. | 24 | 10.95% | 1 |
| 3 | Merchants Mortgage & Trust Corporation | 22 | 10.50% | — |
| 4 | Conventus Lending LLC | 5 | 10.25% | 1 |
| 5 | COASTAL COMMUNITY BANK | 2 | — | 9 |
| 6 | LIMA ONE CAPITAL, LLC | 2 | — | — |
| 7 | Temple View Capital Funding LP | 2 | — | — |
| 8 | 1st Security Bank of Washington | 1 | — | 10 |
| 9 | Banner Bank | 1 | — | 9 |
| 10 | Washington Trust Bank | 1 | — | 3 |
| 11 | Peoples Bank | 1 | — | 1 |
| 12 | Sound Community Bank | 1 | — | 1 |
| 13 | Insignia Capital Corp. | 1 | — | — |
| 14 | RF Renovo Management Company, LLC | 1 | — | — |
| 15 | SOLARITY CREDIT UNION | 1 | — | — |
DSCR / long-term rental lenders in Snohomish County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
15 lenders reported short-term, business-purpose investment loans in Snohomish County in 2024 verified lending records — 159 loans totaling $98.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Snohomish County's active lenders was 10.95% in 2024, with per-lender medians ranging from 10.25% to 12.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.