Private & Hard Money Lenders in Washington County, OR
10 lenders funded 38 short-term investment-property loans in Washington County in 2024 at a median rate of 10.95%. Ranked by verified loan volume — not paid placement.
Washington County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Merchants Mortgage & Trust Corporation | 15 | 10.25% | 1 |
| 2 | RF Renovo Management Company, LLC | 4 | 10.25% | 2 |
| 3 | KIAVI FUNDING, INC. | 4 | 10.95% | 1 |
| 4 | 212 Loans of Oregon, LLC | 4 | 11.99% | — |
| 5 | 212 Loans, LLC | 4 | 11.99% | — |
| 6 | Banner Bank | 2 | — | 7 |
| 7 | VELOCITY COMMERCIAL CAPITAL LLC | 2 | — | 3 |
| 8 | LIMA ONE CAPITAL, LLC | 1 | — | 4 |
| 9 | Conventus Lending LLC | 1 | — | — |
| 10 | LendingOne LLC | 1 | — | — |
DSCR / long-term rental lenders in Washington County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Washington County in 2024 verified lending records — 38 loans totaling $18.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Washington County's active lenders was 10.95% in 2024, with per-lender medians ranging from 10.25% to 11.99%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.