Private & Hard Money Lenders in Oregon
30 lenders funded 294 short-term investment-property loans ($220M) across Oregon in 2024, at a median note rate of 10.50%. Ranked by verified loan volume — not paid placement.
2024 verified lending records·Pulled 2026-09-01
Top 10 hard money lenders in Oregon by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | Merchants Mortgage & Trust Corporation | 75 | 10.50% |
| 2 | LIMA ONE CAPITAL, LLC | 56 | 10.45% |
| 3 | KIAVI FUNDING, INC. | 50 | 10.99% |
| 4 | 212 Loans of Oregon, LLC | 21 | 11.99% |
| 5 | 212 Loans, LLC | 21 | 11.99% |
| 6 | RF Renovo Management Company, LLC | 21 | 10.25% |
| 7 | Dominion Financial Services, LLC | 5 | — |
| 8 | Easy Street Capital LLC | 5 | 10.25% |
| 9 | Genesis Capital, LLC | 4 | 8.95% |
| 10 | UMPQUA BANK | 4 | — |
Oregon hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Multnomah County
14 lenders · 117 loans
Clackamas County
9 lenders · 47 loans
Washington County
10 lenders · 38 loans
Lane County
8 lenders · 26 loans
Marion County
5 lenders · 13 loans
Deschutes County
10 lenders · 12 loans
Yamhill County
4 lenders · 6 loans
Jackson County
5 lenders · 5 loans
Polk County
5 lenders · 5 loans
Columbia County
3 lenders · 4 loans
Limited 2024 activity (1–2 reporting lenders): Clatsop County, Umatilla County, Coos County, Jefferson County, Josephine County, Linn County, Baker County, Hood River County, Klamath County, Lincoln County, Malheur County, Tillamook County. These counties are typically served by the statewide lenders above.