Private & Hard Money Lenders in Lane County, OR
8 lenders funded 26 short-term investment-property loans in Lane County in 2024 at a median rate of 9.99%. Ranked by verified loan volume — not paid placement.
Lane County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | LIMA ONE CAPITAL, LLC | 8 | 9.90% | 1 |
| 2 | KIAVI FUNDING, INC. | 7 | 11.45% | — |
| 3 | RF Renovo Management Company, LLC | 4 | 9.99% | — |
| 4 | Change Lending, LLC | 2 | — | 2 |
| 5 | Dominion Financial Services, LLC | 2 | — | — |
| 6 | SELCO COMMUNITY CREDIT UNION | 1 | — | 7 |
| 7 | Arixa Enhanced Income Fund, LP | 1 | — | — |
| 8 | Secured Investment Corp | 1 | — | — |
DSCR / long-term rental lenders in Lane County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
8 lenders reported short-term, business-purpose investment loans in Lane County in 2024 verified lending records — 26 loans totaling $9.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Lane County's active lenders was 9.99% in 2024, with per-lender medians ranging from 9.90% to 11.45%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.