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Lender directory

Private & Hard Money Lenders in Polk County, OR

5 lenders funded 5 short-term investment-property loans in Polk County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
5$16.7M
Median note rate
DSCR / rental loans
43

Polk County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1KIAVI FUNDING, INC.1
2LIMA ONE CAPITAL, LLC1
3Temple View Capital Funding LP1
4VELOCITY COMMERCIAL CAPITAL LLC1
5WELLS FARGO BANK NA1

DSCR / long-term rental lenders in Polk County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

NEXERA HOLDING LLC · 3American Heritage Lending, LLC · 2Change Lending, LLC · 2FAIRWAY INDEPENDENT MORT CORP · 2Kind Lending, LLC · 2LENDSURE MORTGAGE CORP. · 2NATIONS DIRECT MORTGAGE, LLC · 2OnPoint Community Credit Union · 2UMPQUA BANK · 21st Security Bank of Washington · 1ANGEL OAK MORTGAGE SOLUTIONS LLC · 1Arbor Realty Trust, Inc. · 1Bank of America NA · 1Banner Bank · 1Boeing Employees' Credit Union · 1Citadel Servicing Corporation · 1Citibank, NA · 1COLUMBIA CREDIT UNION · 1CoreVest American Finance Lender LLC · 1FIGURE LENDING LLC · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Polk Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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