Private & Hard Money Lenders in Multnomah County, OR
14 lenders funded 117 short-term investment-property loans in Multnomah County in 2024 at a median rate of 10.45%. Ranked by verified loan volume — not paid placement.
Multnomah County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Merchants Mortgage & Trust Corporation | 38 | 10.25% | 3 |
| 2 | LIMA ONE CAPITAL, LLC | 21 | 10.45% | — |
| 3 | KIAVI FUNDING, INC. | 16 | 10.99% | 1 |
| 4 | 212 Loans of Oregon, LLC | 11 | 11.99% | — |
| 5 | 212 Loans, LLC | 11 | 11.99% | — |
| 6 | RF Renovo Management Company, LLC | 10 | 10.25% | 17 |
| 7 | Genesis Capital, LLC | 3 | 8.95% | — |
| 8 | OnPoint Community Credit Union | 1 | — | 75 |
| 9 | UMPQUA BANK | 1 | — | 3 |
| 10 | Pacific Premier Bank | 1 | — | 1 |
| 11 | Arixa Secured Income Fund, LLC | 1 | — | — |
| 12 | Conventus Lending LLC | 1 | — | — |
| 13 | Easy Street Capital LLC | 1 | — | — |
| 14 | First Interstate Bank | 1 | — | — |
DSCR / long-term rental lenders in Multnomah County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
14 lenders reported short-term, business-purpose investment loans in Multnomah County in 2024 verified lending records — 117 loans totaling $86.9M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Multnomah County's active lenders was 10.45% in 2024, with per-lender medians ranging from 8.95% to 11.99%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.