Private & Hard Money Lenders in Arizona
68 lenders funded 830 short-term investment-property loans ($1.4B) across Arizona in 2024, at a median note rate of 10.50%. Ranked by verified loan volume — not paid placement.
2024 verified lending records·Pulled 2026-09-01
Top 10 hard money lenders in Arizona by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 213 | 11.95% |
| 2 | SWH Funding LLC | 106 | 12.90% |
| 3 | Merchants Mortgage & Trust Corporation | 88 | 10.50% |
| 4 | Hilton Financial Corporation | 69 | 12.00% |
| 5 | VAL-CHRIS INVESTMENTS INC. | 38 | 13.99% |
| 6 | Genesis Capital, LLC | 32 | 10.00% |
| 7 | 212 Loans, LLC | 31 | 11.99% |
| 8 | RF Renovo Management Company, LLC | 25 | 10.50% |
| 9 | Arixa Enhanced Income Fund, LP | 20 | 10.75% |
| 10 | LIMA ONE CAPITAL, LLC | 20 | 9.55% |
Arizona hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Maricopa County
62 lenders · 614 loans
Pima County
11 lenders · 61 loans
Pinal County
15 lenders · 51 loans
Yavapai County
14 lenders · 32 loans
Mohave County
5 lenders · 22 loans
Coconino County
8 lenders · 12 loans
Navajo County
6 lenders · 12 loans
Gila County
3 lenders · 9 loans
Yuma County
5 lenders · 7 loans
Cochise County
4 lenders · 6 loans
Limited 2024 activity (1–2 reporting lenders): Graham County, La Paz County, Santa Cruz County. These counties are typically served by the statewide lenders above.