Private & Hard Money Lenders in Mohave County, AZ
5 lenders funded 22 short-term investment-property loans in Mohave County in 2024 at a median rate of 11.95%. Ranked by verified loan volume — not paid placement.
Mohave County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 17 | 11.95% | 2 |
| 2 | VAL-CHRIS INVESTMENTS INC. | 2 | — | — |
| 3 | Arizona Federal Credit Union | 1 | — | 5 |
| 4 | Hilton Financial Corporation | 1 | — | — |
| 5 | Washington Trust Bank | 1 | — | — |
DSCR / long-term rental lenders in Mohave County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
5 lenders reported short-term, business-purpose investment loans in Mohave County in 2024 verified lending records — 22 loans totaling $5.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Mohave County's active lenders was 11.95% in 2024. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.