Private & Hard Money Lenders in Massachusetts
55 lenders funded 1,107 short-term investment-property loans ($1.5B) across Massachusetts in 2024, at a median note rate of 9.50%. Ranked by verified loan volume — not paid placement.
2024 verified lending records·Pulled 2026-09-01
Top 10 hard money lenders in Massachusetts by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | RF Renovo Management Company, LLC | 279 | 10.25% |
| 2 | CCG Fund 1 LLC | 164 | — |
| 3 | KIAVI FUNDING, INC. | 145 | 11.95% |
| 4 | Loan Funder LLC | 88 | 11.25% |
| 5 | DEDHAM INSTITUTION FOR SAVINGS | 53 | 9.00% |
| 6 | ENTERPRISE BANK AND TRUST COMPANY | 46 | 9.25% |
| 7 | ROCKLAND TRUST BANK | 37 | 9.25% |
| 8 | ABL RPC Residential Credit Acquisition LLC | 27 | 12.88% |
| 9 | BANK OF CANTON | 25 | 8.25% |
| 10 | Genesis Capital, LLC | 25 | 9.00% |
Massachusetts hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Middlesex County
28 lenders · 247 loans
Suffolk County
22 lenders · 156 loans
Norfolk County
25 lenders · 133 loans
Worcester County
21 lenders · 116 loans
Plymouth County
16 lenders · 98 loans
Essex County
16 lenders · 93 loans
Bristol County
11 lenders · 74 loans
Barnstable County
12 lenders · 66 loans
Hampden County
9 lenders · 63 loans
Berkshire County
5 lenders · 27 loans
Hampshire County
5 lenders · 15 loans
Franklin County
3 lenders · 9 loans
Dukes County
4 lenders · 7 loans
Limited 2024 activity (1–2 reporting lenders): Nantucket County. These counties are typically served by the statewide lenders above.