Private & Hard Money Lenders in Hampden County, MA
9 lenders funded 63 short-term investment-property loans in Hampden County in 2024 at a median rate of 11.50%. Ranked by verified loan volume — not paid placement.
Hampden County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 38 | 10.95% | 7 |
| 2 | CCG Fund 1 LLC | 9 | — | — |
| 3 | Loan Funder LLC | 5 | 11.50% | 4 |
| 4 | RF Renovo Management Company, LLC | 3 | 11.50% | 2 |
| 5 | BANKESB | 2 | — | 15 |
| 6 | Ice Lender Holdings LLC | 2 | — | — |
| 7 | RPE Home, Inc | 2 | — | — |
| 8 | PeoplesBank | 1 | — | 22 |
| 9 | Florence Bank | 1 | — | 7 |
DSCR / long-term rental lenders in Hampden County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
9 lenders reported short-term, business-purpose investment loans in Hampden County in 2024 verified lending records — 63 loans totaling $27.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Hampden County's active lenders was 11.50% in 2024, with per-lender medians ranging from 10.95% to 11.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.