Private & Hard Money Lenders in Worcester County, MA
21 lenders funded 116 short-term investment-property loans in Worcester County in 2024 at a median rate of 11.25%. Ranked by verified loan volume — not paid placement.
Worcester County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 28 | 11.95% | 5 |
| 2 | RF Renovo Management Company, LLC | 27 | 10.25% | 8 |
| 3 | Loan Funder LLC | 13 | 11.25% | 5 |
| 4 | ABL RPC Residential Credit Acquisition LLC | 12 | 11.88% | 2 |
| 5 | Genesis Capital, LLC | 5 | 9.00% | — |
| 6 | CCG Fund 1 LLC | 4 | — | — |
| 7 | BANK OF CANTON | 3 | 9.25% | 1 |
| 8 | Conventus Lending LLC | 3 | 12.50% | — |
| 9 | Temple View Capital Funding LP | 3 | 10.50% | — |
| 10 | Leader Bank NA | 2 | — | 47 |
| 11 | CORNERSTONE BANK | 2 | — | 46 |
| 12 | ENTERPRISE BANK AND TRUST COMPANY | 2 | — | 6 |
| 13 | Easy Street Capital LLC | 2 | — | — |
| 14 | LIMA ONE CAPITAL, LLC | 2 | — | — |
| 15 | Secured Investment Corp | 2 | — | — |
| 16 | Main Street Bank | 1 | — | 5 |
| 17 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 4 |
| 18 | LendingOne LLC | 1 | — | — |
| 19 | Merchants Mortgage & Trust Corporation | 1 | — | — |
| 20 | OceanFirst Bank, N.A. | 1 | — | — |
| 21 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Worcester County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
21 lenders reported short-term, business-purpose investment loans in Worcester County in 2024 verified lending records — 116 loans totaling $51.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Worcester County's active lenders was 11.25% in 2024, with per-lender medians ranging from 9.00% to 12.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.