Private & Hard Money Lenders in Maine
27 lenders funded 88 short-term investment-property loans ($26M) across Maine in 2024, at a median note rate of 8.75%. Ranked by verified loan volume — not paid placement.
2024 verified lending records·Pulled 2026-09-01
Top 10 hard money lenders in Maine by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | FIRST NATIONAL BANK | 22 | 8.00% |
| 2 | Evergreen Credit Union | 9 | 11.00% |
| 3 | Atlantic Federal Credit Union | 6 | 10.00% |
| 4 | Norway Savings Bank | 6 | 8.75% |
| 5 | THE CAMDEN NATIONAL BANK | 6 | — |
| 6 | Kennebec Savings Bank | 4 | 7.99% |
| 7 | Machias Savings Bank | 4 | — |
| 8 | BANGOR SAVINGS BANK | 3 | — |
| 9 | Bar Harbor Bank & Trust | 3 | — |
| 10 | ABL RPC Residential Credit Acquisition LLC | 2 | — |
Maine hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Cumberland County
9 lenders · 23 loans
Penobscot County
7 lenders · 18 loans
York County
13 lenders · 15 loans
Hancock County
5 lenders · 9 loans
Kennebec County
5 lenders · 8 loans
Androscoggin County
5 lenders · 5 loans
Waldo County
3 lenders · 3 loans
Limited 2024 activity (1–2 reporting lenders): Aroostook County, Sagadahoc County, Franklin County, Knox County, Washington County. These counties are typically served by the statewide lenders above.