Private & Hard Money Lenders in Idaho
19 lenders funded 130 short-term investment-property loans ($124M) across Idaho in 2024, at a median note rate of 9.50%. Ranked by verified loan volume — not paid placement.
2024 verified lending records·Pulled 2026-09-01
Top 10 hard money lenders in Idaho by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | Archwest Funding | 26 | 9.50% |
| 2 | LIMA ONE CAPITAL, LLC | 21 | 11.30% |
| 3 | D. L. EVANS BANK | 18 | — |
| 4 | Glacier Bank | 12 | 6.93% |
| 5 | Loan Funder LLC | 10 | — |
| 6 | Washington Trust Bank | 10 | 9.00% |
| 7 | FIRST FEDERAL SAVINGS BANK | 9 | 8.62% |
| 8 | Secured Investment Corp | 7 | 11.99% |
| 9 | Churchill Funding I LLC | 3 | — |
| 10 | VELOCITY COMMERCIAL CAPITAL LLC | 3 | 10.99% |
Idaho hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Ada County
9 lenders · 47 loans
Canyon County
9 lenders · 22 loans
Kootenai County
6 lenders · 9 loans
Bonner County
4 lenders · 6 loans
Bonneville County
5 lenders · 5 loans
Bannock County
3 lenders · 4 loans
Minidoka County
3 lenders · 4 loans
Teton County
3 lenders · 4 loans
Limited 2024 activity (1–2 reporting lenders): Twin Falls County, Cassia County, Fremont County, Madison County, Blaine County, Gem County, Latah County, Payette County, Washington County, Bingham County, Franklin County, Jefferson County, Jerome County, Nez Perce County, Valley County. These counties are typically served by the statewide lenders above.