Private & Hard Money Lenders in Canyon County, ID
9 lenders funded 22 short-term investment-property loans in Canyon County in 2024 at a median rate of 11.30%. Ranked by verified loan volume — not paid placement.
Canyon County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | LIMA ONE CAPITAL, LLC | 10 | 11.30% | — |
| 2 | D. L. EVANS BANK | 2 | — | 5 |
| 3 | Archwest Funding | 2 | — | 1 |
| 4 | American Heritage Lending, LLC | 2 | — | — |
| 5 | Loan Funder LLC | 2 | — | — |
| 6 | Arixa Enhanced Income Fund, LP | 1 | — | — |
| 7 | Churchill Funding I LLC | 1 | — | — |
| 8 | Ice Lender Holdings LLC | 1 | — | — |
| 9 | Merchants Bank of Indiana | 1 | — | — |
DSCR / long-term rental lenders in Canyon County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
9 lenders reported short-term, business-purpose investment loans in Canyon County in 2024 verified lending records — 22 loans totaling $23.4M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Canyon County's active lenders was 11.30% in 2024. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.