Private & Hard Money Lenders in Guilford County, NC
18 lenders funded 110 short-term investment-property loans in Guilford County in 2024 at a median rate of 10.90%. Ranked by verified loan volume — not paid placement.
Guilford County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 52 | 11.45% | 35 |
| 2 | Loan Funder LLC | 10 | 11.99% | 15 |
| 3 | Easy Street Capital LLC | 10 | 10.90% | — |
| 4 | Dominion Financial Services, LLC | 7 | 11.00% | 7 |
| 5 | RF Renovo Management Company, LLC | 5 | 9.99% | 2 |
| 6 | THE FIDELITY BANK | 4 | 8.40% | 10 |
| 7 | LIMA ONE CAPITAL, LLC | 4 | 11.70% | 3 |
| 8 | First Reliance Bank | 3 | 8.00% | — |
| 9 | Temple View Capital Funding LP | 3 | 10.00% | — |
| 10 | VELOCITY COMMERCIAL CAPITAL LLC | 2 | — | 6 |
| 11 | Churchill Funding I LLC | 2 | — | — |
| 12 | RPE Home, Inc | 2 | — | — |
| 13 | Pinnacle Bank | 1 | — | 16 |
| 14 | American Heritage Lending, LLC | 1 | — | 9 |
| 15 | ABL RPC Residential Credit Acquisition LLC | 1 | — | 6 |
| 16 | LendingOne LLC | 1 | — | 5 |
| 17 | First Ciitizens Bank and Trust | 1 | — | 4 |
| 18 | UNITED BANK | 1 | — | — |
DSCR / long-term rental lenders in Guilford County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
18 lenders reported short-term, business-purpose investment loans in Guilford County in 2024 verified lending records — 110 loans totaling $23.9M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Guilford County's active lenders was 10.90% in 2024, with per-lender medians ranging from 8.00% to 11.99%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.