Private & Hard Money Lenders in Suffolk County, NY
21 lenders funded 467 short-term investment-property loans in Suffolk County in 2024 at a median rate of 11.43%. Ranked by verified loan volume — not paid placement.
Suffolk County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 327 | 11.00% | 161 |
| 2 | KIAVI FUNDING, INC. | 38 | 11.49% | 5 |
| 3 | ABL RPC Residential Credit Acquisition LLC | 21 | 11.50% | 5 |
| 4 | PLANET MANAGMENT GROUP, LLC | 14 | 11.50% | — |
| 5 | Conventus Lending LLC | 10 | 10.99% | 6 |
| 6 | Bayport Funding LLC | 8 | 11.50% | — |
| 7 | LendingOne LLC | 7 | 9.75% | 4 |
| 8 | Temple View Capital Funding LP | 7 | 11.50% | 3 |
| 9 | RF Renovo Management Company, LLC | 7 | 10.25% | — |
| 10 | VELOCITY COMMERCIAL CAPITAL LLC | 5 | 11.37% | 19 |
| 11 | Ice Lender Holdings LLC | 4 | 12.00% | 3 |
| 12 | Dominion Financial Services, LLC | 4 | 11.00% | 1 |
| 13 | LIMA ONE CAPITAL, LLC | 4 | 11.43% | — |
| 14 | American Heritage Lending, LLC | 2 | — | 1 |
| 15 | Genesis Capital, LLC | 2 | — | — |
| 16 | RPE Home, Inc | 2 | — | — |
| 17 | BPL Mortgage, LLC | 1 | — | 25 |
| 18 | Churchill Funding I LLC | 1 | — | — |
| 19 | Jovia Financial Federal Credit | 1 | — | — |
| 20 | Merchants Mortgage & Trust Corporation | 1 | — | — |
| 21 | Old Second National Bank | 1 | — | — |
DSCR / long-term rental lenders in Suffolk County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
21 lenders reported short-term, business-purpose investment loans in Suffolk County in 2024 verified lending records — 467 loans totaling $298.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Suffolk County's active lenders was 11.43% in 2024, with per-lender medians ranging from 9.75% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.