Private & Hard Money Lenders in Lee County, FL
29 lenders funded 473 short-term investment-property loans in Lee County in 2024 at a median rate of 11.00%. Ranked by verified loan volume — not paid placement.
Lee County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 152 | 11.00% | 18 |
| 2 | KIAVI FUNDING, INC. | 122 | 11.70% | 8 |
| 3 | Churchill Funding I LLC | 57 | 12.13% | 5 |
| 4 | Dominion Financial Services, LLC | 29 | 11.00% | 6 |
| 5 | LIMA ONE CAPITAL, LLC | 22 | 10.80% | 2 |
| 6 | ABL RPC Residential Credit Acquisition LLC | 18 | 14.13% | 4 |
| 7 | Easy Street Capital LLC | 16 | 10.90% | — |
| 8 | Temple View Capital Funding LP | 10 | 11.00% | 11 |
| 9 | VELOCITY COMMERCIAL CAPITAL LLC | 8 | 10.99% | 9 |
| 10 | RF Renovo Management Company, LLC | 5 | 10.25% | 3 |
| 11 | Conventus Lending LLC | 5 | 10.99% | — |
| 12 | Genesis Capital, LLC | 4 | 10.50% | — |
| 13 | LendingOne LLC | 3 | 10.49% | 12 |
| 14 | RPE Home, Inc | 3 | 11.00% | — |
| 15 | Lake Michigan Credit Union | 2 | — | 6 |
| 16 | VAL-CHRIS INVESTMENTS INC. | 2 | — | 1 |
| 17 | Carrollton Bank | 2 | — | — |
| 18 | Merchants Mortgage & Trust Corporation | 2 | — | — |
| 19 | BPL Mortgage, LLC | 1 | — | 5 |
| 20 | Ice Lender Holdings LLC | 1 | — | 5 |
| 21 | THE CITIZENS NATIONAL BANK | 1 | — | 2 |
| 22 | Nicolet National Bank | 1 | — | 1 |
| 23 | Arixa Secured Income Fund, LLC | 1 | — | — |
| 24 | Bank of Springfield | 1 | — | — |
| 25 | BANK OZK | 1 | — | — |
| 26 | DOLLAR BANK, FSB | 1 | — | — |
| 27 | INTRUST BANK, NA | 1 | — | — |
| 28 | Metropolitan Life Insurance Co | 1 | — | — |
| 29 | NATIONAL EXCHANGE BANK & TRUST | 1 | — | — |
DSCR / long-term rental lenders in Lee County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
29 lenders reported short-term, business-purpose investment loans in Lee County in 2024 verified lending records — 473 loans totaling $221.1M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Lee County's active lenders was 11.00% in 2024, with per-lender medians ranging from 10.25% to 14.13%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.