Private & Hard Money Lenders in Iredell County, NC
15 lenders funded 64 short-term investment-property loans in Iredell County in 2024 at a median rate of 10.90%. Ranked by verified loan volume — not paid placement.
Iredell County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Temple View Capital Funding LP | 19 | 10.50% | 1 |
| 2 | KIAVI FUNDING, INC. | 11 | 10.45% | 7 |
| 3 | Dominion Financial Services, LLC | 7 | 11.50% | 6 |
| 4 | Easy Street Capital LLC | 7 | 10.90% | — |
| 5 | Churchill Funding I LLC | 5 | 10.25% | — |
| 6 | ABL RPC Residential Credit Acquisition LLC | 4 | 17.13% | — |
| 7 | LIMA ONE CAPITAL, LLC | 2 | — | 3 |
| 8 | Loan Funder LLC | 2 | — | 1 |
| 9 | BPL Mortgage, LLC | 1 | — | 4 |
| 10 | American Heritage Lending, LLC | 1 | — | 3 |
| 11 | LendingOne LLC | 1 | — | 1 |
| 12 | UNITED BANK | 1 | — | 1 |
| 13 | Community Bank of Mississippi | 1 | — | — |
| 14 | PLANET MANAGMENT GROUP, LLC | 1 | — | — |
| 15 | THE FIDELITY BANK | 1 | — | — |
DSCR / long-term rental lenders in Iredell County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
15 lenders reported short-term, business-purpose investment loans in Iredell County in 2024 verified lending records — 64 loans totaling $24.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Iredell County's active lenders was 10.90% in 2024, with per-lender medians ranging from 10.25% to 17.13%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.