Private & Hard Money Lenders in Volusia County, FL
20 lenders funded 159 short-term investment-property loans in Volusia County in 2024 at a median rate of 11.25%. Ranked by verified loan volume — not paid placement.
Volusia County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 91 | 11.70% | 8 |
| 2 | Easy Street Capital LLC | 15 | 10.90% | — |
| 3 | Loan Funder LLC | 11 | 11.25% | 5 |
| 4 | ABL RPC Residential Credit Acquisition LLC | 7 | 13.13% | — |
| 5 | LIMA ONE CAPITAL, LLC | 4 | 12.05% | 10 |
| 6 | Sundae Funding | 4 | 11.00% | — |
| 7 | Temple View Capital Funding LP | 3 | 10.50% | 4 |
| 8 | RF Renovo Management Company, LLC | 3 | 10.25% | 3 |
| 9 | Dominion Financial Services, LLC | 3 | 10.99% | 2 |
| 10 | 212 Loans, LLC | 3 | 12.99% | — |
| 11 | VAL-CHRIS INVESTMENTS INC. | 3 | 11.50% | — |
| 12 | VELOCITY COMMERCIAL CAPITAL LLC | 2 | — | 5 |
| 13 | LendingOne LLC | 2 | — | — |
| 14 | Secured Investment Corp | 2 | — | — |
| 15 | American Heritage Lending, LLC | 1 | — | 3 |
| 16 | BRYANT BANK | 1 | — | 1 |
| 17 | FAIRWINDS CREDIT UNION | 1 | — | 1 |
| 18 | b1BANK | 1 | — | — |
| 19 | PGIM Real Estate Finance, LLC | 1 | — | — |
| 20 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Volusia County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
20 lenders reported short-term, business-purpose investment loans in Volusia County in 2024 verified lending records — 159 loans totaling $49.4M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Volusia County's active lenders was 11.25% in 2024, with per-lender medians ranging from 10.25% to 13.13%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.