Private & Hard Money Lenders in Nassau County, NY
16 lenders funded 274 short-term investment-property loans in Nassau County in 2024 at a median rate of 10.99%. Ranked by verified loan volume — not paid placement.
Nassau County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 191 | 10.75% | 40 |
| 2 | LendingOne LLC | 26 | 10.99% | 1 |
| 3 | Bayport Funding LLC | 13 | 11.50% | — |
| 4 | KIAVI FUNDING, INC. | 13 | 10.99% | — |
| 5 | PLANET MANAGMENT GROUP, LLC | 12 | 11.50% | — |
| 6 | ABL RPC Residential Credit Acquisition LLC | 5 | 10.75% | 2 |
| 7 | Emigrant Funding Corporation | 3 | 7.13% | — |
| 8 | American Heritage Lending, LLC | 2 | — | 4 |
| 9 | Jovia Financial Federal Credit | 2 | — | — |
| 10 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 21 |
| 11 | Ice Lender Holdings LLC | 1 | — | 6 |
| 12 | Temple View Capital Funding LP | 1 | — | 1 |
| 13 | Churchill Funding I LLC | 1 | — | — |
| 14 | RF Renovo Management Company, LLC | 1 | — | — |
| 15 | RPE Home, Inc | 1 | — | — |
| 16 | WELLS FARGO BANK NA | 1 | — | — |
DSCR / long-term rental lenders in Nassau County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
16 lenders reported short-term, business-purpose investment loans in Nassau County in 2024 verified lending records — 274 loans totaling $248.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Nassau County's active lenders was 10.99% in 2024, with per-lender medians ranging from 7.13% to 11.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.