Private & Hard Money Lenders in Macomb County, MI
15 lenders funded 65 short-term investment-property loans in Macomb County in 2024 at a median rate of 10.99%. Ranked by verified loan volume — not paid placement.
Macomb County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 33 | 11.45% | 23 |
| 2 | Dominion Financial Services, LLC | 7 | 11.00% | 4 |
| 3 | Temple View Capital Funding LP | 5 | 10.00% | 1 |
| 4 | Merchants Mortgage & Trust Corporation | 5 | 10.50% | — |
| 5 | Loan Funder LLC | 3 | 10.99% | 10 |
| 6 | LIMA ONE CAPITAL, LLC | 2 | — | 7 |
| 7 | BOKF NA | 2 | — | — |
| 8 | American Heritage Lending, LLC | 1 | — | 20 |
| 9 | LendingOne LLC | 1 | — | 5 |
| 10 | RF Renovo Management Company, LLC | 1 | — | 2 |
| 11 | ALLY BANK | 1 | — | — |
| 12 | Conventus Lending LLC | 1 | — | — |
| 13 | FIRST MERCHANTS BANK | 1 | — | — |
| 14 | PREMIER BANK | 1 | — | — |
| 15 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Macomb County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
15 lenders reported short-term, business-purpose investment loans in Macomb County in 2024 verified lending records — 65 loans totaling $174.9M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Macomb County's active lenders was 10.99% in 2024, with per-lender medians ranging from 10.00% to 11.45%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.