Private & Hard Money Lenders in DuPage County, IL
22 lenders funded 91 short-term investment-property loans in DuPage County in 2024 at a median rate of 10.75%. Ranked by verified loan volume — not paid placement.
DuPage County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 31 | 10.75% | 31 |
| 2 | RF Renovo Management Company, LLC | 14 | 11.00% | 5 |
| 3 | KIAVI FUNDING, INC. | 10 | 10.50% | — |
| 4 | Heartland Bank and Trust Company | 6 | 9.50% | — |
| 5 | CNB BANK & TRUST, N.A. | 5 | 8.50% | 1 |
| 6 | BPL Mortgage, LLC | 4 | 10.99% | 2 |
| 7 | ABL RPC Residential Credit Acquisition LLC | 3 | 14.13% | 1 |
| 8 | GREENSTATE CREDIT UNION | 2 | — | 7 |
| 9 | GRUNDY BANK | 2 | — | 1 |
| 10 | Midland States Bank | 2 | — | — |
| 11 | Old National Bank | 1 | — | 7 |
| 12 | American Commercial Bank & Trust, National Association | 1 | — | 5 |
| 13 | Cornerstone National Bank & Tr | 1 | — | 4 |
| 14 | CIBC Bank USA | 1 | — | 2 |
| 15 | Old Second National Bank | 1 | — | 2 |
| 16 | Conventus Lending LLC | 1 | — | — |
| 17 | LIMA ONE CAPITAL, LLC | 1 | — | — |
| 18 | Merchants Mortgage & Trust Corporation | 1 | — | — |
| 19 | ROYAL BUSINESS BANK | 1 | — | — |
| 20 | RPE Home, Inc | 1 | — | — |
| 21 | SERVBANK | 1 | — | — |
| 22 | Temple View Capital Funding LP | 1 | — | — |
DSCR / long-term rental lenders in DuPage County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
22 lenders reported short-term, business-purpose investment loans in DuPage County in 2024 verified lending records — 91 loans totaling $62.1M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across DuPage County's active lenders was 10.75% in 2024, with per-lender medians ranging from 8.50% to 14.13%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.