Heartland Bank and Trust Company
87th of 889 lenders by loans funded, 20241
Short‑term investment‑property lender, active across Illinois, Florida and Iowa.
- Source
- 2024 verified records
- Pulled
- Sep 1, 2026
- LEI
- EFBDHEMMHTWI378O4988
- Excluded
- 72 longer‑term (DSCR) loans
- Website
- Not yet verified
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- Work here? Claim this profile
Loans funded832024, terms of 36 months or less
Principal originated$34M2024, at origination
Median note rate29.50%6 counties reporting
Counties153 states
Where the money went
Illinois carried 97.6% of the year's loans. Every county with activity is in the ledger below.
Every county
Ranked by loans funded in 2024. Each links to the county's full lender directory.
| # | County | Loans | Median rate2 | |
|---|---|---|---|---|
| 01 | Cook County, IL | 37 | 9.50% | |
| 02 | Lake County, IL | 10 | 9.50% | |
| 03 | Will County, IL | 9 | 9.50% | |
| 04 | DuPage County, IL | 6 | 9.50% | |
| 05 | Kane County, IL | 6 | 9.50% | |
| 06 | McHenry County, IL | 4 | 9.50% | |
| 07 | Champaign County, IL | 2 | — | |
| 08 | Tazewell County, IL | 2 | — | |
| 09 | Adams County, IL | 1 | — | |
| 10 | Bureau County, IL | 1 | — | |
| 11 | DeKalb County, IL | 1 | — | |
| 12 | Johnson County, IA | 1 | — | |
| 13 | Kendall County, IL | 1 | — | |
| 14 | McLean County, IL | 1 | — | |
| 15 | Palm Beach County, FL | 1 | — | |
| Total | 83 | 9.50%lender median |
- 1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
- 2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.