Private & Hard Money Lenders in Honolulu County, HI
18 lenders funded 182 short-term investment-property loans in Honolulu County in 2024 at a median rate of 10.90%. Ranked by verified loan volume — not paid placement.
Honolulu County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Conventus Lending LLC | 83 | 9.99% | 2 |
| 2 | Easy Street Capital LLC | 21 | 10.90% | — |
| 3 | Loan Funder LLC | 17 | 10.25% | 1 |
| 4 | LIMA ONE CAPITAL, LLC | 14 | 10.00% | — |
| 5 | Temple View Capital Funding LP | 12 | 10.50% | — |
| 6 | Archwest Funding | 9 | 10.99% | — |
| 7 | VAL-CHRIS INVESTMENTS INC. | 8 | 11.50% | — |
| 8 | RPE Home, Inc | 5 | 12.00% | — |
| 9 | AMERICAN SAVINGS BANK | 2 | — | 84 |
| 10 | VELOCITY COMMERCIAL CAPITAL LLC | 2 | — | 14 |
| 11 | Churchill Funding I LLC | 2 | — | — |
| 12 | Bank of Hawaii | 1 | — | 76 |
| 13 | FIRST HAWAIIAN BANK | 1 | — | 13 |
| 14 | Hawaii State Federal Credit Union | 1 | — | 11 |
| 15 | Dominion Financial Services, LLC | 1 | — | — |
| 16 | Hilton Financial Corporation | 1 | — | — |
| 17 | LendingOne LLC | 1 | — | — |
| 18 | Merchants Mortgage & Trust Corporation | 1 | — | — |
DSCR / long-term rental lenders in Honolulu County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
18 lenders reported short-term, business-purpose investment loans in Honolulu County in 2024 verified lending records — 182 loans totaling $143.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Honolulu County's active lenders was 10.90% in 2024, with per-lender medians ranging from 9.99% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.