Private & Hard Money Lenders in Rockwall County, TX
15 lenders funded 26 short-term investment-property loans in Rockwall County in 2024 at a median rate of 9.99%. Ranked by verified loan volume — not paid placement.
Rockwall County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | RF Renovo Management Company, LLC | 9 | 9.99% | — |
| 2 | ABL RPC Residential Credit Acquisition LLC | 2 | — | — |
| 3 | Dominion Financial Services, LLC | 2 | — | — |
| 4 | Easy Street Capital LLC | 2 | — | — |
| 5 | INWOOD NATIONAL BANK | 1 | — | 1 |
| 6 | AMERICAN NATIONAL BANK OF TEXA | 1 | — | — |
| 7 | Centennial Bank | 1 | — | — |
| 8 | CITY BANK | 1 | — | — |
| 9 | FARMERS BANK & TRUST | 1 | — | — |
| 10 | KIAVI FUNDING, INC. | 1 | — | — |
| 11 | LIMA ONE CAPITAL, LLC | 1 | — | — |
| 12 | Loan Funder LLC | 1 | — | — |
| 13 | RPE Home, Inc | 1 | — | — |
| 14 | Sundae Funding | 1 | — | — |
| 15 | THE CITY NATIONAL BANK OF SULPHUR SPRINGS | 1 | — | — |
DSCR / long-term rental lenders in Rockwall County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
15 lenders reported short-term, business-purpose investment loans in Rockwall County in 2024 verified lending records — 26 loans totaling $11.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Rockwall County's active lenders was 9.99% in 2024. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.