Private & Hard Money Lenders in Parker County, TX
16 lenders funded 33 short-term investment-property loans in Parker County in 2024 at a median rate of 10.90%. Ranked by verified loan volume — not paid placement.
Parker County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | FIRST FINANCIAL BANK | 6 | 8.75% | 17 |
| 2 | Easy Street Capital LLC | 4 | 10.90% | — |
| 3 | TexasBank | 3 | 9.00% | 5 |
| 4 | Investmark Mortgage LLC | 3 | 12.99% | — |
| 5 | KIAVI FUNDING, INC. | 3 | 10.95% | — |
| 6 | RF Renovo Management Company, LLC | 2 | — | 4 |
| 7 | Temple View Capital Funding LP | 2 | — | — |
| 8 | Veritex Community Bank | 2 | — | — |
| 9 | LIMA ONE CAPITAL, LLC | 1 | — | 1 |
| 10 | Loan Funder LLC | 1 | — | 1 |
| 11 | Direct Lending Partners LLC | 1 | — | — |
| 12 | Equity Wave Lending, Inc. | 1 | — | — |
| 13 | FARMERS BANK & TRUST | 1 | — | — |
| 14 | First United Bank | 1 | — | — |
| 15 | LendingOne LLC | 1 | — | — |
| 16 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Parker County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
16 lenders reported short-term, business-purpose investment loans in Parker County in 2024 verified lending records — 33 loans totaling $18.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Parker County's active lenders was 10.90% in 2024, with per-lender medians ranging from 8.75% to 12.99%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.