Private & Hard Money Lenders in Galveston County, TX
21 lenders funded 78 short-term investment-property loans in Galveston County in 2024 at a median rate of 10.99%. Ranked by verified loan volume — not paid placement.
Galveston County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | 212 Loans, LLC | 33 | 10.99% | — |
| 2 | KIAVI FUNDING, INC. | 10 | 10.15% | 3 |
| 3 | Loan Funder LLC | 9 | 11.25% | 1 |
| 4 | CITY BANK | 5 | 9.50% | 2 |
| 5 | FIRST FINANCIAL BANK | 2 | — | 2 |
| 6 | STELLAR BANK | 2 | — | — |
| 7 | VAL-CHRIS INVESTMENTS INC. | 2 | — | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC | 2 | — | — |
| 9 | RF Renovo Management Company, LLC | 1 | — | 11 |
| 10 | BPL Mortgage, LLC | 1 | — | 7 |
| 11 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 5 |
| 12 | Cadence Bank | 1 | — | 3 |
| 13 | LIMA ONE CAPITAL, LLC | 1 | — | 2 |
| 14 | BANKPLUS | 1 | — | — |
| 15 | Conventus Lending LLC | 1 | — | — |
| 16 | First Ciitizens Bank and Trust | 1 | — | — |
| 17 | Investmark Mortgage LLC | 1 | — | — |
| 18 | ORIGIN BANK | 1 | — | — |
| 19 | PLANET MANAGMENT GROUP, LLC | 1 | — | — |
| 20 | Secured Investment Corp | 1 | — | — |
| 21 | Temple View Capital Funding LP | 1 | — | — |
DSCR / long-term rental lenders in Galveston County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
21 lenders reported short-term, business-purpose investment loans in Galveston County in 2024 verified lending records — 78 loans totaling $20.1M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Galveston County's active lenders was 10.99% in 2024, with per-lender medians ranging from 9.50% to 11.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.