Private & Hard Money Lenders in Sevier County, TN
15 lenders funded 70 short-term investment-property loans in Sevier County in 2024 at a median rate of 11.45%. Ranked by verified loan volume — not paid placement.
Sevier County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | ABL RPC Residential Credit Acquisition LLC | 41 | 13.13% | 28 |
| 2 | KIAVI FUNDING, INC. | 6 | 11.70% | — |
| 3 | LIMA ONE CAPITAL, LLC | 3 | 11.45% | 1 |
| 4 | Pinnacle Bank | 3 | 7.75% | 1 |
| 5 | Loan Funder LLC | 3 | 11.44% | — |
| 6 | SmartBank | 2 | — | 2 |
| 7 | Temple View Capital Funding LP | 2 | — | 1 |
| 8 | CONSUMER CREDIT UNION | 2 | — | — |
| 9 | Easy Street Capital LLC | 2 | — | — |
| 10 | Wilson Bank and Trust | 1 | — | 5 |
| 11 | HOME FEDERAL BANK OF TENNESSEE | 1 | — | 3 |
| 12 | First Financial Bank, NA | 1 | — | 1 |
| 13 | FIRST FEDERAL BANK | 1 | — | — |
| 14 | Merchants Mortgage & Trust Corporation | 1 | — | — |
| 15 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Sevier County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
15 lenders reported short-term, business-purpose investment loans in Sevier County in 2024 verified lending records — 70 loans totaling $47.7M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Sevier County's active lenders was 11.45% in 2024, with per-lender medians ranging from 7.75% to 13.13%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.